:root{--navy:#062b53;--blue:#0d5b9b;--sky:#eaf5ff;--gold:#bd8612;--gold-pale:#fff5d6;--teal:#087f78;--green:#176b47;--green-pale:#e8f5ec;--ink:#15283c;--muted:#52677c;--line:#d7e1eb;--paper:#fff;--surface:#f5f8fb;--shadow:0 16px 45px rgba(7,42,79,.11);--radius:18px;--font:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--serif:Georgia,"Times New Roman",serif}
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.65rem;background:#edf4f9;color:#143b60;font-size:.76rem;font-weight:800}.badge.green{background:var(--green-pale);color:#155b3e}.badge.amber{background:var(--gold-pale);color:#684700}.badge.slate{background:#edf0f4;color:#405064}.page-hero{background:linear-gradient(125deg,#062b53,#0f5d97);color:white;padding:56px 0}.page-hero .page-title{color:white;margin:.45rem 0 .8rem}.page-hero p{max-width:780px;color:#e3eff9;margin:0}.breadcrumb{font-size:.83rem;color:#d6e7f5}.breadcrumb a{color:white}.page-body{padding:48px 0 84px;min-height:52vh}.content-narrow{max-width:820px;margin-inline:auto}.content-narrow h2,.content h2{font:700 1.65rem/1.2 var(--serif);color:var(--navy);margin:2rem 0 .65rem}.content-narrow h3,.content h3{color:var(--navy)}.article-meta{color:var(--muted);font-size:.9rem}.notice{border-left:4px solid var(--gold);background:#fff8e6;padding:16px 18px;border-radius:0 12px 12px 0;margin:20px 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var(--serif)}.card-meta{display:flex;gap:8px;flex-wrap:wrap;margin:.7rem 0}.card-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field{display:grid;gap:6px}.field label{font-weight:750;color:#27435d}.field input,.field select,.field textarea,.filter-controls input,.filter-controls select{width:100%;padding:.7rem .8rem;border:1px solid #aebdcb;border-radius:9px;background:white;color:var(--ink);min-height:46px}.field small{color:var(--muted)}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid #d9a43b;outline-offset:1px}.result-panel{border:1px solid #bdd5e7;background:#f3f9fd;border-radius:18px;padding:24px;margin-top:24px}.result-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.metric{padding:15px;border-radius:12px;background:white;border:1px solid var(--line)}.metric span{display:block;color:var(--muted);font-size:.84rem}.metric strong{font-size:1.35rem;color:var(--navy)}.filter-controls{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;background:#f5f8fb;padding:16px;border-radius:14px;margin-bottom:18px}.filter-controls label{display:grid;gap:4px;font-size:.84rem;font-weight:750}.filter-controls input,.filter-controls select{min-height:42px;padding:.55rem}.article-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.article-tile{border:1px solid var(--line);border-radius:15px;padding:20px;background:white}.article-tile h3{font:700 1.2rem/1.25 var(--serif);margin:0 0 .5rem}.article-tile p{color:var(--muted);margin:.3rem 0 .8rem}.faq-item{border-bottom:1px solid var(--line);padding:17px 0}.faq-item summary{font-weight:800;color:var(--navy);cursor:pointer}.faq-item p{color:var(--muted)}.checklist{list-style:none;padding:0}.checklist li{position:relative;padding:.5rem 0 .5rem 2rem}.checklist li:before{content:"✓";position:absolute;left:0;top:.42rem;color:var(--green);font-weight:900}.site-footer{background:#061e37;color:#e3edf6;padding:48px 0 22px}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:28px}.site-footer h2,.site-footer h3{font:700 1.05rem var(--serif);color:white;margin:0 0 12px}.site-footer a{display:block;color:#d8e6f2;text-decoration:none;font-size:.9rem;margin:.38rem 0}.site-footer a:hover{text-decoration:underline}.footer-brand img{width:190px;height:80px;object-fit:contain;object-position:left center}.footer-brand p{max-width:340px;color:#c4d4e2;font-size:.88rem}.footer-disclaimer{border-top:1px solid 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@media(max-width:980px){.nav{gap:12px}.nav a{font-size:.81rem}.brand img{width:145px}.hero{min-height:490px}.hero:after{background:linear-gradient(90deg,rgba(4,30,59,.94),rgba(4,30,59,.7) 58%,rgba(4,30,59,.18))}.grid.three{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.filter-controls{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:900px){.scam-safety-head p{white-space:normal}.shell{width:min(100% - 32px,600px)}.header-row{min-height:80px}.brand img{width:170px;height:72px;object-fit:contain;object-position:left center}.mobile-menu{display:inline-flex;border:1px solid var(--line);background:white;color:var(--navy);border-radius:10px;padding:.55rem .75rem;font-weight:800}.nav{display:none;position:absolute;left:0;right:0;top:79px;background:white;box-shadow:0 12px 20px rgba(12,37,61,.12);padding:14px 20px 20px;align-items:stretch;flex-direction:column;gap:0;border-bottom:1px solid var(--line)}.nav a{padding:10px 4px;font-size:.94rem}.nav-cta{margin-top:8px}.hero{min-height:570px;align-items:end}.hero:before{background-position:57% center}.hero:after{background:linear-gradient(0deg,rgba(4,30,59,.97),rgba(4,30,59,.88) 52%,rgba(4,30,59,.23))}.hero-content{padding:50px 0 36px}.hero h1{font-size:clamp(2.45rem,11vw,3.5rem)}.hero p{font-size:1.04rem}.trust-inner{gap:.6rem .95rem;font-size:.81rem}.section{padding:54px 0}.section-head{text-align:left;margin-bottom:25px}.grid.three,.grid.two{grid-template-columns:1fr}.tool-callout{padding:26px;align-items:flex-start;flex-direction:column}.tool-callout h2{font-size:1.7rem}.page-hero{padding:39px 0}.page-title{font-size:2.3rem}.page-body{padding:30px 0 60px}.form-card{padding:20px}.choices.cols-2{grid-template-columns:1fr}.form-actions{align-items:stretch}.form-actions .button{flex:1}.field-grid{grid-template-columns:1fr}.result-grid{grid-template-columns:1fr 1fr}.filter-controls{grid-template-columns:1fr 1fr}.article-list{grid-template-columns:1fr}.opportunity-top{display:block}.footer-grid{grid-template-columns:1fr 1fr;gap:22px}.footer-brand{grid-column:1/-1}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:8px}}
@media(max-width:390px){.filter-controls{grid-template-columns:1fr}.result-grid{grid-template-columns:1fr}.hero .button{width:100%;padding-inline:.75rem;font-size:.9rem}.form-actions{flex-wrap:wrap}.form-actions .button{min-width:calc(50% - 8px)}.footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:auto}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media print{.site-header,.site-footer,.no-print,.button,.form-actions{display:none!important}body{font-size:11pt}.page-hero{background:white;color:black;padding:0}.page-hero .page-title,.page-hero p{color:black}.page-body{padding:15px 0}.opportunity-card,.form-card{box-shadow:none;break-inside:avoid}.notice{break-inside:avoid}}
.brand img{width:175px;height:131px;object-fit:contain;object-position:left center;clip-path:none}
.brand{padding-top:8px;padding-bottom:10px}
.brand{flex-direction:row;align-items:center;justify-content:flex-start;gap:0}
.brand-subtitle{display:none}
.footer-brand img{display:block;background:#fff;border-radius:8px;padding:6px}
.recently-verified-head{max-width:none;display:flex;align-items:baseline;justify-content:space-between;gap:18px;text-align:left}
.recently-verified-head h2{flex:0 0 auto;white-space:nowrap;font-size:clamp(1.5rem,2vw,1.75rem);line-height:1.15;margin:0}
.recently-verified-head p{flex:1 1 auto;max-width:none;text-align:right;font-size:.75rem;line-height:1.45;white-space:nowrap}
@media(max-width:980px){.header-row{min-height:144px}.brand img{width:165px;height:124px}}
@media(max-width:1100px){.recently-verified-head{display:block;text-align:left}.recently-verified-head h2{white-space:normal;margin:0 0 .45rem}.recently-verified-head p{text-align:left;white-space:normal;font-size:.95rem}}
@media(max-width:900px){.header-row{min-height:136px}.brand img{width:155px;height:116px}.nav{top:135px}.recently-verified-head{display:block;text-align:left}.recently-verified-head h2{white-space:normal;margin:0 0 .45rem;font-size:clamp(1.65rem,6vw,2rem)}.recently-verified-head p{text-align:left;font-size:1rem}}
@media(max-width:420px){.brand img{width:145px;height:109px}.header-row{min-height:130px}.nav{top:129px}}
.footer-grid{grid-template-columns:1.35fr repeat(4,minmax(0,1fr));align-items:start;gap:24px}
.footer-grid>div{min-width:0}
.footer-brand img{width:130px;height:130px;object-fit:contain;object-position:left center;background:#fff;border-radius:12px;padding:7px}
@media(max-width:980px){.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:900px){.footer-brand{grid-column:1/-1}}
.ad-placement{padding:24px 0}
.page-bottom-actions{display:flex;justify-content:flex-start;margin-top:34px;padding:22px 0 32px;border-top:1px solid var(--line)}
.footer-calculators{margin-top:30px;padding:22px 0 4px;border-top:1px solid rgba(255,255,255,.18)}
.site-footer .footer-calculators h2{font:700 1.15rem/1.3 var(--serif);color:#fff;margin:0 0 12px}
.footer-calculator-links{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px 20px}
.site-footer .footer-calculator-links a{margin:0;color:#d8e6f2;font-size:.9rem}
@media(max-width:900px){.footer-calculator-links{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:420px){.footer-calculator-links{grid-template-columns:1fr}}
.back-to-top{position:fixed;right:24px;bottom:24px;z-index:30;width:52px;height:52px;display:grid;place-items:center;border:1px solid rgba(255,255,255,.25);border-radius:50%;background:var(--navy);color:white;font-size:1.65rem;font-weight:800;line-height:1;box-shadow:0 5px 18px rgba(6,43,83,.28);cursor:pointer}
.back-to-top:hover{background:#0b477b}
.back-to-top[hidden]{display:none}
@media(max-width:600px){.back-to-top{right:14px;bottom:16px;width:48px;height:48px}}
.coverage-note{background:#fff;padding:14px 0;border-bottom:1px solid var(--line);color:var(--navy)}.coverage-note .shell{display:flex;align-items:center;justify-content:center;gap:10px;flex-wrap:wrap;text-align:center}.coverage-note strong{font-size:.95rem}.coverage-note span{color:var(--muted);font-size:.9rem}
.ad-label{margin:0 0 7px;color:#5b6f81;font-size:.72rem;font-weight:750;line-height:1.2;letter-spacing:.02em}
.ad-banner{min-height:clamp(108px,12vw,150px);width:100%;border:1px dashed #a6b4c3;border-radius:12px;background:#f8fafc}
@media(max-width:900px){.ad-placement{padding:16px 0}.ad-banner{min-height:112px;padding:9px 12px}}
.filter-reset-wrap{display:flex;align-items:flex-end}.filter-reset{min-width:132px}
:where(#directory-count) .directory-count-breakdown{display:block;color:var(--muted);font-size:.9em;margin-top:.15rem}
.directory-results-group{margin:24px 0 32px}.directory-results-group h2{font:700 clamp(1.5rem,2.7vw,2.15rem)/1.15 var(--serif);color:var(--navy);margin:0 0 .35rem}.directory-results-group>p{color:var(--muted);margin:.2rem 0 1rem}
.ad-banner-image{position:relative;display:flex;justify-content:center;align-items:center;min-height:0;width:100%;padding:0;border:0;border-radius:18px;background:#0a315a;overflow:hidden;box-shadow:0 0 0 2px #d59b25,0 8px 24px rgba(6,43,83,.16);transition:box-shadow .2s ease,transform .2s ease}
.ad-banner-image::after{content:"";position:absolute;inset:0;border:3px solid #0a315a;border-radius:inherit;pointer-events:none}
.ad-banner-image:hover{transform:translateY(-2px);box-shadow:0 0 0 2px #d59b25,0 12px 28px rgba(6,43,83,.22)}
.ad-banner-image:focus-visible{outline:3px solid #d49a18;outline-offset:5px}
.ad-banner-image img{display:block;width:100%;height:auto;border-radius:0}
.checkup-ad-spacer{margin-top:42px}
.checkup-ad-spacer .shell{width:100%;max-width:none}
@media(max-width:900px){.checkup-ad-spacer{margin-top:30px}}
.faq-section{margin:2.5rem 0 3rem}
.learning-article-section{margin:2.7rem 0 3.2rem}
.learning-article-section>h2{font:700 clamp(1.7rem,3vw,2.35rem)/1.15 var(--serif);color:var(--navy);border-bottom:2px solid #d9e3eb;padding-bottom:.6rem;margin:0 0 1.25rem}
.learning-article-section .article-list{margin-top:0}
.faq-section h2{font:700 clamp(1.6rem,2.7vw,2.15rem)/1.15 var(--serif);color:var(--navy);border-bottom:2px solid #d9e3eb;padding-bottom:.55rem;margin:0 0 .25rem}
.faq-section:first-child{margin-top:0}